Built for the work.
Grounded in risk.
Insurance guidance for mining contractors and mine-site service companies. Connect the work you perform with the equipment, people and contractual responsibilities behind it.

Different ground.
Different insurance questions.
Begin with the role your business performs. A contractor’s responsibilities differ from those of the mine owner—even when they share the same site.
EXPLORE YOUR EXPOSURESSurface mining contractors ↗
Earthmoving, extraction and mine-site interfaces.
EXPLORE YOUR EXPOSURESEquipment & mobile machinery ↗
Owned and rented assets, valuation and downtime.
EXPLORE YOUR EXPOSURESMine-site construction & maintenance ↗
Specialist trades, customer equipment and shutdown work.

Start at the site.
Follow the responsibilities.
A policy list is a starting point. A useful review connects your scope of work to the obligations you accept.
- 01
Define the operation
Mine types, work locations, employees, equipment and subcontractors.
- 02
Examine the commitments
Contracts, additional insured requirements and issued policy wording.
- 03
Prepare the next decision
Clarify missing information, coverage questions and underwriting needs.
A coordinated insurance conversation.
General liability ↗
Operations, damage to others and contractual requirements.
COVERAGE REVIEWWorkers compensation ↗
Workforce duties, locations and employee exposures.
COVERAGE REVIEWContractors equipment ↗
Scheduling, valuation, underground use and rental obligations.
COVERAGE REVIEWPollution liability ↗
Site conditions, contracting activities and cleanup responsibilities.
COVERAGE REVIEWAuto & haulage ↗
Separate road vehicles from mobile equipment classifications.
COVERAGE REVIEWExcess & umbrella ↗
Review underlying policies, exclusions and attachment points.
Better questions.
Before the next contract.
Explore contract review, MSHA/OSHA applicability and the information that helps underwriting understand your operation.
Mining insurance, explained.

Mining Insurance: The Complete Guide for Mining Companies & Contractors
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Mining Equipment Insurance: What Mining Companies Should Know
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