Define the processing role
Explain whether your company operates a mobile plant, installs fixed equipment or provides maintenance. Identify responsibility for system design, controls, foundations and commissioning. This distinction matters when reviewing professional services, completed operations and property being worked on.
Evaluate interconnected property
Prepare schedules that separate owned machines, rented components and owner-supplied equipment. Discuss valuation, transit, installation and testing conditions. Ask how the program addresses resulting damage to connected systems and whether breakdown or mechanical failure requires a separate coverage analysis.
Assess the interruption obligation
Compare the contract’s delay, throughput and loss-of-use provisions with available policy language. Replacement equipment and specialized parts may have long lead times. An equipment physical damage limit alone does not establish reimbursement for lost revenue, rental substitutes or the customer’s production losses.
Illustrative review scenario
A contractor installs a conveyor extension using owner-supplied components and its own temporary supports. During testing, a component fails and affects adjoining equipment. Identify who owned each item, who designed the arrangement and when installation coverage was intended to end. General liability, installation property and professional liability questions may overlap, but none should be assumed resolved by the existence of the other policies. Are temporary conveyors and hired generators included in the values provided to the insurer? Review the whole working system, including components added between renewals, rather than only the principal crusher.