Explain the water pathway
Describe collection, transfer, treatment and discharge activities at a high level. Identify whether your company owns equipment, designs a system or operates one supplied by others. Provide relevant contract and permit information without assuming the permit holder and insured contractor are the same entity.
Review environmental and professional interfaces
An alleged treatment error may raise different issues from a ruptured fuel line or accidental release during pumping. Compare pollution and professional liability wording for covered services, exclusions and reporting requirements. Ask how claims involving gradual conditions or pre-existing contamination would be evaluated.
Clarify temporary equipment obligations
List pumps, hoses, generators and rented systems, including equipment left on site. Review theft, flood, breakdown and contractual replacement obligations against actual forms. If failure interrupts mining operations, address the customer’s asserted losses separately from damage to the pumping equipment.
Illustrative review scenario
A pumping contractor supplies temporary equipment while another firm specifies the treatment process. A discharge allegation follows an equipment failure. Separate the contractor’s mechanical service, the designer’s responsibility and the permit holder’s duties. Review the actual allegations against pollution, professional and liability wording. The fact that several parties participated does not determine which policy responds or remove the need for timely notice. Who owns the discharge decision and who specifies treatment performance? Document those roles and examine whether your contractual obligations include technical judgments that need a professional liability review.